Mr Lai has been on the Board since 1993 and was last re-elected in 2012 as a Non-independent and Non-executive Director. He is the Chairman of the Risk Committee and a member of the Nominating Committee. Mr Lai retired as an Executive Vice President in Oversea-Chinese Banking Corporation Limited in April 2010. He spent about four decades in banking, including international assignments in New York, London and Jakarta with Citibank, N.A.. He is currently a Director of Oversea-Chinese Banking Corporation Limited, OCBC Bank (Malaysia) Berhad, OCBC Al-Amin Bank Berhad, AVJennings Limited, and a Commissioner of PT Bank OCBC NISP, Tbk (formerly known as PT Bank NISP, Tbk) in Indonesia. He was a Director of Asfinco Singapore Limited, United Engineers Ltd and OCBC Land Private Limited. He was also an alternate Director of Asean Finance Corporation Limited, Asean Supreme Fund Ltd and PLE Investments Pte Ltd. He graduated from the University of Singapore with a BA (Hons).
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